Making Cents: Real Estate As An Investment
Many people own some real estate, and for the most part, those who don’t own property still have the desire to own as a part of their financial forecast. Whether it’s your primary residence, a second home or an investment property, there are several ways to look at real estate from an investment point of…
Making Cents: Why Financial Education is Important
We live in the age of information and big data. As a result, there is no shortage of ways to obtain information about any matter of personal finance. Sometimes the information that you find is relevant and useful, and other times it is outdated and not germane to your topic or need. The problem is…
Making Cents: Suddenly Bad News
We should all have our affairs in order as if tomorrow is our last day. If all of a sudden your doctor told you that you had advancing dementia or stage 4 cancer, your thoughts would be all over the place. As you pass from anger to reality, your mind eventually wanders to financial matters and…
Making Cents: Professional Skepticism
When I was trained as a rookie CPA candidate in the late 70’s, the term professional skepticism was first introduced to me. What it means is that we should not accept all stories at face value. In the accounting world, it goes even further to mean that one should corroborate or validate through examination and…
Black Monday: The Anniversary Most Would Like To Forget
My wife and I recently celebrated our 20th wedding anniversary. Fortunately for us, we’ve had 20+ happy years together. I’m ever grateful that I met such a wonderful person who can put up with someone like me for such a lengthy period of time. There’s another day however, that I wanted to write about. Today…