Are Parents the Problem?
By John Napolitano CFP®, CPA, PFS, MST | Founder & Chairman When we think of multi-generational planning, most minds shift to children and grandchildren as the inheritors. However, most of the problems in estate planning belong to the parents. When passing the financial baton, it’s the parents’ responsibility first and foremost to set their families…
How Are You Using 168 Hours?
By: John P. Napolitano | Founder and Chairman I think quality of life might be the best measure of success when it comes to financial planning. As much as most of us love winning the money game, what is money worth? What good is it if we don’t enjoy it? We meet phenomenally wealthy people…
Winning the Year-End Tax Game
By: John P. Napolitano | Founder and Chairman Before I got into financial advice, I was a CPA for a long time. I still carry the license. The reason I crossed the aisle was while taxes are complicated, it’s not that difficult to tell people what happened last year. Worse, I got tired of telling…
Look out, here comes Jim Cantore
In SW Florida, seeing Jim Cantore in person isn’t always a welcome sight. While many of us self professed weather geeks love watching him and all of the other natural wonders showcased on The Weather Channel, when he shows up in your town you know you’re in for a rough time ahead. Jim is now…
The Neighbor I Hardly Knew
In this day and age of families sprawling around the country as children complete their education and begin their careers, it becomes increasingly more significant to know your neighbors. But in this case, I’m talking a bit more globally. For those who have travelled afar, you probably got the feeling from your international hosts that…
Who Left The Lights On? Handling Shared Vacation Homes
We’re reaching the end of summer, and we’ve heard quite a few stories about family vacation properties. There’s a lot of emotion tied up in the topic. Families go for a good time. They go for gathering. And as this world has gotten so global, this may be the one or two times a year…
Every Day Is Saturday
By: John Napolitano | Founder and Chairman We have many clients who are starting to sell their businesses or retiring from companies and corporations. Many large changes occur, but the biggest are often in their routines. If you own a business or have a particularly high-performance job, you work your butt off Monday through Friday….
Making Cents: Joint Ownership Can Create Problems
Let’s start by defining to two most common forms of joint ownership. First is the joint tenants in common form of ownership. Joint tenants in common mean that each individual owner has an undivided ownership interest in the property, be it a coin collection, bank account or real estate. So if you’re a joint tenant…
If a picture is worth 1,000 words…
…what is a video worth? Being a part of a fully integrated wealth management team is an honor few can claim. We have built this firm one person at a time, one client at a time. Clients have been carefully selected because they are fun to be with and appreciate our integrating everything that involves…
Making Cents: What If You Can’t Work?
Many people spend a lot of time planning and worrying about what may happen to their stakeholders if they pass away pre-maturely. Stakeholders for purposes of this discussion are considered loved ones such as a spouse, partner, children and family, your fellow shareholders of the business or the clients of your business for whom you’ve…