Making Cents: Precautions Can Mitigate Losses In The Next Storm
Stuff happens, and there are obvious natural disasters that no one can prevent. But getting your house in order to protect what is important to you is something that you can start to fix today. What would bother me, for example, are the drawers of old photos from my childhood and then of raising a…
Making Cents: Myths About Financial Advice
When it comes to choosing a new financial advisor or evaluating your current advisor, there are some very basic elements that you need to consider. To get you in the right frame of mind, consider these myths and new realities. Myth number one is about competence and success. Believe it or not, the most successful…
Making Cents: Planning Your Rewarding Retirement
Perhaps this is your year – the year you finally get to spend your time exactly how you want, and maybe slow down or call it quits from work. Whether now or later, these are some of the matters that you may want consider now. Not working will free up a lot of time, and you…
The Heat Is On
No Celtics fans, I’m not talking about the domination that the 8th seed Miami Heat brought onto the Celtics, I’m talking Hot Peppers. When I arrived back to Scituate from FL, I realized that I only had 3 ball jars of the Famous J Nap Hot Pepper Relish remaining. As a result, I spent Memorial…
Making Cents: Take the Noise in Stride When Considering Investment Approach
Looking back over history there are many times when policy, politics and fear overcame markets. It happens in just about every market; real estate, Wall Street, Currencies and Commodities both domestically and abroad. Sometimes these markets react favorably and other times, unfavorably. What is exceptionally tough to do is to use policy, politics and fear to…
Making Cents: Real Estate As An Investment
Many people own some real estate, and for the most part, those who don’t own property still have the desire to own as a part of their financial forecast. Whether it’s your primary residence, a second home or an investment property, there are several ways to look at real estate from an investment point of…
Making Cents: When You’re In Charge Of An Estate
There is a saying about the only two things that are certain in life are death and taxes. That may be true, but for people with any assets, there is a third to be concerned about. That third issue is the resolution of the estate of the decedent. The loss of a loved one is…
Making Cents: Knowing Your Level of Financial Independence
Many trod through life because that is what they do. They go to work, they save and spend, and they keep in that motion until they either must stop working or decide that doing something else would be nice. Some are so good at what they do, that they couldn’t fathom how they would spend…
Making Cents: Where Entrepreneurs Go Wrong In Their Own Wealth Planning
Entrepreneur’s lives are frequently defined by their business. Business owners are typically smart, hard driven people with their eye on one thing only-SUCCESS. This can make it tough to separate their personal lives from their business lives. There are six common missteps, which if avoided, can make wealth planning more effective. It can take 24/7…
Making Cents: Planning for Succession of the Business
Small businesses are often credited as being a strong driver of our economy, and many are owned by one person. You may own one yourself, or have at least one solely owned business as a supplier of products or services for your home or business. In my experience, very few of these have a plan…