Market Trends June 2023
Given all the events in motion with the economy and markets these days, on an occasional basis we will begin providing some brief perspectives from our investment team’s vantage point on market trends for our Napier newsletter readers. Looking back over the past several months, equity markets have had a lot of serious issues thrown…
Market Update – Debt Ceiling Observations
Undoubtedly you’ve seen numerous stories in the media recently about the national debt and the debt ceiling. The short story is the US debt limit will need to be raised by Congress to fund the federal government’s spending obligations. If an agreement is not reached in a timely manner, perhaps by early June, it’s unlikely,…
A Day Full of Pastabilities
Unless you’ve lived in the immediate area, most people haven’t heard of Dave’s Fresh Pasta near Davis Square in Somerville. Somerville, you may ask? Where’s Somerville? My bad. I meant to say Sumahhville. The store’s been around for more than 25 years and sells all kinds of Italian specialties such as homemade pastas, sauces, meats,…
Taking a Bite Out of the Apple
It had been years since we last visited, so a couple of weeks ago when my son was home on his school break, my family decided to take the Acela down to the Big Apple with the goal of being nothing other than tourists for a few days. It can be daunting trying to figure…
Virtual Time Well Spent
Over the past several years a lot of terrible, terrible consequences have been the byproduct of the pandemic, but numerous positive outcomes that have arisen as well. One that many of us have benefited from is how technology has improved enough to allow us to virtually communicate with each other, without ever leaving our homes….
The Apple Tax
My wife mentioned the other day the hard drive on her current MacBook Pro is so full that the laptop is starting to misbehave. I was reminded that with all the photos she takes, a replacement laptop with a larger hard drive will also require a larger price tag and could Santa help out? I…
Black Monday: The Anniversary Most Would Like To Forget
My wife and I recently celebrated our 20th wedding anniversary. Fortunately for us, we’ve had 20+ happy years together. I’m ever grateful that I met such a wonderful person who can put up with someone like me for such a lengthy period of time. There’s another day however, that I wanted to write about. Today…
The Big Empty
It’s quiet. For a change, the bed is made, the bathroom remarkably clean, the refrigerator well stocked; crackers, chips and nuts are available in abundance, despite fewer trips to the grocery store. Our car is full of gas most of the time and we can now locate where it is parked without hunting around the…
An Uplifting Experience
A couple of weeks ago my son was shooting the breeze with one of his summer job work colleagues and learned that this guy’s soon to be father-in-law had a passion for flying helicopters. Apparently, he enjoyed taking passengers on sightseeing flights, and asked if we would be interested in joining him one day. Of…
Graduation Extras
Thinking about the major events that take place in one’s life, one that stands out to me is graduating from high school. The other is being a parent of a child graduating from high school. Perhaps a third is coming to the realization that you’re old enough to have a child graduating from high school….