How Low Can You Go
I’m not talking about stock markets, the Limbo or being a bad person. I’m talking about Geography. If you’ve been reading this for a while, you may recall that about 7 years ago, Joan and I went to Africa, and in that trip we visited the Cape of Good Hope. Close to, but not quite…
Making Cents: Term Life Insurance Reviews
Many people buy their life insurance and then don’t think about it until the next premium notice arrives. Even if you’re in the early stages of a 20 year term policy that was to replace income for the premature death of a young parent, there may be issues for you that were not addressed by…
Making Cents: Retirement-Phobia
I’m not sure that there is such a word, but it’s clear that many experienced workers entering their 60s begin contemplating retirement. Whether it’s brought on by the social security clock ticking, retirement rules where you work, or just the desire to see what life could look like without work. I see two main types…
Making Cents: Diversification or a Scattered Mess
Many investors know the concept of diversification. Don’t put all of your eggs in one basket, spread your risk, own a little bit of everything… These are some of the words we hear from families whom we politely refer to as a scattered mess. That scattered mess may be organized, in that you’ve got great…
Golf Goals
If you follow these pages, you know that I am a very average to below average golfer. But for some reason, I enjoy being outside and hitting that little round ball, even if it doesn’t go where I intended it to land. In 2022, my objective is to play at least once per month in…